Privacy Policy
Last Updated: August 5, 2025
Your privacy is important to us. This Privacy Policy explains how Finovian (“we,” “us,” or “our”) collects, uses, protects, and shares your personal information when you visit our website at finovian.com (the “Site”) and use our stock analysis and financial content services.
Information We Collect
Personal Information
When you create an account or use our services, we may collect:
- Account Information: Name, email address, username, and password
- Profile Data: Investment preferences, experience level, and portfolio information
- Contact Details: Phone number, mailing address (if provided)
- Payment Information: Billing address and payment method details (processed securely by third parties)
Usage Information
We automatically collect information about how you use our platform:
- Activity Data: Pages visited, features used, search queries, and interaction patterns
- Device Information: Browser type, operating system, device model, and screen resolution
- Technical Data: IP address, session duration, and referral sources
- Performance Metrics: Loading times, errors encountered, and feature usage statistics
Cookies and Tracking Technologies
We use various technologies to collect information:
- Essential Cookies: Required for basic platform functionality
- Analytics Cookies: Help us understand user behavior and improve our services
- Preference Cookies: Remember your settings and customizations
- Marketing Cookies: Deliver relevant advertisements and measure campaign effectiveness
How We Use Your Information
Service Provision
We use your information to:
- Deliver Services: Provide access to financial data, analysis tools, and research reports
- Personalize Experience: Customize content and recommendations based on your preferences
- Account Management: Process registrations, manage subscriptions, and provide customer support
- Security: Protect against fraud, unauthorized access, and security threats
Communication
We may contact you for:
- Service Updates: Important platform changes, maintenance notifications, and feature announcements
- Marketing: Newsletter subscriptions, promotional offers, and educational content (with your consent)
- Support: Respond to inquiries, resolve issues, and provide customer assistance
- Legal Notices: Terms of service updates, privacy policy changes, and regulatory notifications
Analytics and Improvement
Your data helps us:
- Analyze Usage: Understand how users interact with our platform
- Improve Services: Enhance features, fix bugs, and optimize performance
- Develop Features: Create new tools and functionalities based on user needs
- Market Research: Conduct surveys and gather feedback to improve our offerings
Information Sharing and Disclosure
Third-Party Service Providers
We may share information with trusted partners who help us operate our platform:
- Payment Processors: Stripe, PayPal, and other secure payment services
- Analytics Providers: Google Analytics, Mixpanel, and similar tracking services
- Cloud Services: AWS, Google Cloud, and other hosting and infrastructure providers
- Communication Tools: Email services, customer support platforms, and notification systems
Legal Requirements
We may disclose information when required by law or to:
- Comply with Legal Process: Court orders, subpoenas, and regulatory requests
- Protect Rights: Defend our legal rights and the rights of our users
- Prevent Harm: Address fraud, security threats, or illegal activities
- Public Safety: Cooperate with law enforcement when necessary
Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the business transaction. We will notify you of any such change in ownership or control.
With Your Consent
We may share information for other purposes with your explicit consent, such as:
- Social Media Integration: Sharing content to your social media accounts
- Third-Party Applications: Connecting with external financial tools and services
- Research Participation: Contributing to industry studies and research projects
Data Security
Security Measures
We implement comprehensive security practices to protect your information:
- Encryption: All data is encrypted in transit and at rest using industry-standard protocols
- Access Controls: Strict authentication and authorization procedures for our staff
- Regular Audits: Periodic security assessments and vulnerability testing
- Monitoring: Continuous monitoring for suspicious activities and security threats
Data Storage
- Location: Data is stored in secure facilities in the United States
- Backup: Regular backups ensure data availability and disaster recovery
- Retention: Information is retained only as long as necessary for business purposes
- Disposal: Secure deletion of data when no longer needed
Limitations
While we implement strong security measures:
- No Guarantee: No security system is completely foolproof
- User Responsibility: You must protect your account credentials and report suspicious activity
- Third-Party Risks: We cannot control the security practices of external services
- Incident Response: We will notify you of any significant data breaches as required by law
Your Privacy Rights
Access and Control
You have the right to:
- Access Information: Request a copy of the personal data we hold about you
- Update Data: Correct inaccurate or incomplete information in your account
- Delete Account: Request deletion of your account and associated data
- Data Portability: Export your data in a machine-readable format
Communication Preferences
You can control how we communicate with you:
- Email Preferences: Unsubscribe from marketing emails at any time
- Notification Settings: Customize alerts and notifications in your account
- Marketing Opt-Out: Request to be removed from promotional communications
- Cookie Management: Adjust cookie preferences in your browser settings
Exercising Your Rights
To exercise your privacy rights:
- Contact Us: Send a request to legal@finovian.com
- Verify Identity: We may need to confirm your identity for security purposes
- Response Time: We will respond within 30 days of receiving your request
- No Cost: Most requests are processed free of charge
International Data Transfers
Cross-Border Processing
Your information may be processed in countries other than your residence, including:
- United States: Our primary data processing location
- Cloud Providers: International data centers used by our service providers
- Legal Protections: Adequate safeguards are in place for international transfers
- Data Agreements: We use standard contractual clauses and other legal mechanisms
Children’s Privacy
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately.
Parental Rights
If you are a parent or guardian and believe your child has provided personal information to us:
- Contact Us: Reach out to legal@finovian.com
- Verification: We will verify your relationship to the child
- Data Removal: We will promptly delete any collected information
- Prevention: We will take steps to prevent future collection
California Privacy Rights
CCPA Compliance
California residents have additional rights under the California Consumer Privacy Act (CCPA):
- Right to Know: Information about data collection and use practices
- Right to Delete: Request deletion of personal information
- Right to Opt-Out: Opt out of the sale of personal information
- Non-Discrimination: No discrimination for exercising your rights
How to Exercise CCPA Rights
- Online: Use the privacy request form on our website
- Email: Send requests to legal@finovian.com
- Phone: Call our privacy hotline at +1 (555) 123-4567
- Authorized Agent: You may designate an agent to make requests on your behalf
European Privacy Rights
GDPR Compliance
For users in the European Union, we comply with the General Data Protection Regulation (GDPR):
- Lawful Basis: We process data based on consent, contract, or legitimate interests
- Data Subject Rights: Access, rectification, erasure, portability, and objection rights
- Data Protection Officer: Available for privacy-related inquiries
- Supervisory Authority: You may lodge complaints with your local data protection authority
Changes to This Policy
Policy Updates
We may update this Privacy Policy from time to time to reflect:
- Service Changes: New features, functionality, or business practices
- Legal Requirements: Changes in applicable privacy laws and regulations
- Security Improvements: Enhanced data protection measures
- User Feedback: Improvements based on user concerns and suggestions
Notification Process
When we make material changes:
- Website Notice: Updated policy posted on our website
- Email Notification: Direct notification to active users
- Effective Date: Changes take effect 30 days after posting
- Continued Use: Using our services after changes constitutes acceptance
Contact Information
Privacy Inquiries
For questions about this Privacy Policy or our data practices:
Email: legal@finovian.com Address: Finovian Privacy Team, 123 Wall Street, Suite 4567, New York, NY 10005 Phone: +1 (555) 123-4567 Response Time: We will respond to privacy inquiries within 30 days
Data Protection Officer
For EU residents or complex privacy matters:
Email: dpo@finovian.com Contact: Data Protection Officer Specialized Support: GDPR compliance and data protection guidance
This Privacy Policy constitutes part of our overall Terms of Service. By using Finovian’s services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.